MONEY WINS
Client wins!
I love that I don't feel judged by Judy, and she helps us see small wins we might not have celebrated. CMC is motivating and empowering.
The mindset shifts were huge, I also felt supported in taking leaps to start my budget. That was a success for me because the idea of a personal budget always seemed super intimidating to me.
I saved $2-3k from joining this program and I am also proud of my $6,800 emergency fund that I created.

"Being in the Confident Money Club was great because it was such a collaborative effort. I learned from everyone in the group and loved having a safe space to share and trade tips. I was able to buy my first home within 8 months of working with Judy and being in the Confident Money Club which was way ahead of my original schedule. I thought it would take years!"

Judy is the absolute BEST! She is so helpful and she really will do anything to see you succeed. She really provides you with so much knowledge and guidance along the way.
[CMC] is an investment for you, your financial knowledge, and freedom. You will walk away feeling more confident about any financial decision. I started off CMC with zero dollars in my saving, not knowing what I was doing with any funds coming in and out, living paycheck to paycheck, and fearing money so much. Now I have a budget that I actually understand and can stick to, I have a savings account for the first time ever, and I created a relationship with money. Life changing hands down.

[I was able to achieve] a detailed plan for my one-year goals, an increase in confidence regarding my ability to control my finances and use money as a tool to get me closer to my life goals.
Being apart of the Confident Money Club is like being a part of a small team all working towards individual money goals together.
Working with Judy is like having a friend rooting for you but specifically in regards to money. [I loved] her willingness to meet with me one-on-one when needed.
Jenna B.CMC Client
Money used to be such a stressor for me and now it feels like I am literally living a different life.
Not only did the Confident Money Club improve my confidence helping me get a new job making 20k more a year but I also have drastically improved my emotional spending!
In just three short months I went from a negative net worth to a positive net worth and I will be debt-free very soon!

I learned how to tackle debt with courage, A LOT of new information for being secure in housing negotiations, and how to lean into the feelings around money mindsets that were ingrained in me because of my foster care experience.
I was able to pay off four credit cards, [and gained] confidence in negotiating my bills, and the ability to invest in my artistic business.
In a couple of months, even in a pandemic, I was able to begin shifting out of debt and paycheck to paycheck living, it just took confronting the feelings, being open to change, and believing in my power as a person who deserves that schmoney.

I have officially paid off all of my student loans and credit card debt!
Thank you Judy for guiding me and believing in me.

"Being a part of the CMC was a great experience to bounce ideas and learn that there are others out there just like me. Having Judy as my money coach was like having a pep rally by my side. Her messages literally show her excitement for you and she truly cares! I loved that every little thing excites her!! I would talk to her when I was stressed and we would find ways to not only work on it but make it fun in the process. My mindset shifted away from perfectionism through this training. I was able to create a budget that I stuck to and could modify as time passed. I have always been pretty knowledge but she gave me things to think about I hadn't thought about before."

Through this program I've learned the fundamentals on saving, investing and getting rid of debt, something I wish I had learned 20 years ago.
I was able to reach my phase one money goals.

I loved the way Judy challenged me to change my mindset through discussing limiting ideas I had about gaining wealth.
I was able to get out of my credit card debt! I was also able to start a personal savings account and business savings account.
I feel much more in control and comfortable with the way I spend my money. I grew my vision in what I believed was possible for my business.

Judy maintained a positive mindset that I needed when things got really hard for me feeling overwhelmed with my debt.
I personally feel empowered and badass! Changing my financial outlook has been a challenge but it’s one that I work on every day.
I love knowing where my money goes now. And I can’t wait to keep prospering and sharing.
Join Confident Money Club. Invest the time in yourself. Understand where your money goes. Then go and make more and be happy!!

Judy really helped me look at money differently, not as something to be scared of, but as a tool to build the life I want.
Taking this course majorly helped me talk with my partner about money as we merge our finances together, in addition to all of the money I save each month by looking at my budget.
My federal student loans are no more!
( picture below is Sarah celebrating with halal food)
Judy’s willingness to personalize my money plan to my life was what I loved most about working with her. The Confident Money Club is stretching, challenging and freeing.

She meets me where I am, keeps me encouraged, helps me out of tough/stressful situations, and leaves me with a sense of peace and hope.
I've never felt "dumb" or scared to ask Judy questions. I can be honest, authentic, and real.
[I saw] Instant results! I greatly appreciate that Judy is very hands-on and dives into the numbers with me. Judy recognizes my struggle areas and helps me out by making sure we talk through any concerns/fears I may have, and then she has me take care of things that are stressing me out WHILE we are on the call.

"Judy is an incredible financial coach! As someone working in the labor movement, I work to ensure that communities of color and systems impacted people can access good, family sustaining jobs– but for some reason have been unable to ensure my own financial sustainability. Judy has helped me become more mindful of my budget, helped me change my habits so I cook more and eat out less, and help ensure I can take care of myself while helping others."

“Judy is so fun, encouraging, and positive, yet able to deliver results. She has held my hand as I’ve taken the scary step of looking at my behaviors around money and productivity. Judy is compassionate, smart, and I really feel like she believes in me. Since working with her, I have made some big shifts. We started by looking at money, but quickly realized there were core issues around structure and commitment to habits that needed to be dealt with.I have now increased my productivity and have seen an increase in paying clients for my business. We are in the process of turning my side hustle in to my full-time job.”

"I am a 20 year old college student working my way through schooling while working. Through one year of college I accumulated student loan debt and Judy has been my money saving angel. My best friend told me about what Judy has done for her financially and I was automatically interested. I’m not only trying to afford college on my own but living on my own as well. Judy has helped me organize my money, budget my money, and has gotten me on the path to become debt free. I feel so much more secure with my future knowing how to handle my money and understanding what I need to do in order to make a good living."

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