Get Your Money Shit Together Bundle!

Hey friend, 

 

Are you tired of surviving and want to focus on thriving? Do you want to take control of your financial wellbeing, but feel confused or overwhelmed by the BS jargon in the finance world?

 

Wouldn’t it be great to learn the basics in a language YOU understand?

 

I know what it feels to grow up wanting to talk about money, by having it be a taboo subject. I know what it feels like to run up credit card debt due to emotional spending. I know what it feels like to not be able to leave a job, or a relationship, because you don’t have any savings to fall back on.

 

And I don’t want you to feel like that. Ever.

 

Whether you’re literally just starting out, or have gotten your feet wet from learning from free content on Instagram – but don’t know where to take your money knowledge to the next level – I’ve got you.

 

I’ve created a super accessible and impactful starter bundle of 4 training modules that will help you feel confident in your finances today!

 

Each of these trainings were initially created to be exclusive for one-on-one clients to help them get their money shit in order. But I also want to make this knowledge available to all, to help as many people feel empowered with their money and rewrite their financial story.

 

So I’ve taken the need-to-know basics from each of my trainings and created the ultimate bundle. It includes 4 videos (each 24-45 minutes long) – accompanied with resources, tools and actionable items – that will help you get started on your path to financial success right now

 

By the end of this course, you WILL have a better understanding of:

 

🔥 How to Understand Your Credit Score (and ways to improve it that actually work)

 

🔥 How to Negotiate the Cost of Everything (and I mean everything!)

 

🔥 The Basics of Investing (and importantly, what you need to know before investing)

 

🔥 How to Not Fight With Your Partner About Money (and finally be on the same page working towards your money goals!)

 

(I also added in a bonus recorded training that is almost an hour long from a Summit that I led on how to lower your cost of living without changing your lifestyle at all!!!!)

 

Total learning time is over 3 hours but the knowledge you’ll take away from this will last a lifetime.

 

When you grow up not talking about money, it plants the seeds of doubt that you don’t deserve wealth. I’m confident that this starter bundle will empower you to manage your money confidently, and help you create the change you want to see in the world.

 

So what are you waiting for? Let’s get started! 

Money Wins!

Meet your coach Judy

I am a money nerd, activist, strategy game enthusiast and minimalist. I love to help women and couples become financially free by helping them pay off debt, earn more money and save to build the future of their dreams.

 

I have worked hard to build a life where I can enjoy the things that I love but that took some time and some struggle along the way. But since getting my financial shit together, I have:

 

✓ Helped my husband pay off $40,000 of student loan debt.

✓ Cash flowed our $11,000 wedding.

✓ Paid for multiple trips including our European honeymoon without taking on any more debt.

✓ Saved up over $40,000 and invested over $8,000 in a little over a year.

 

Through my knowledge and experiences, I help my clients learn how to build a budget in a way that sticks, transform their money mindset, and get their money working for them, rather than controlling them.

 

I’m looking forward to helping you too!

The Breakdown:

A fast-track to learning everything you wanted to know about money and what you need to do today to start making it work for you. This bundle of trainings is usually valued at $600, so you’re making a hell of a saving already!

 

You’ll get videos, worksheets and resources to help you become a financial badass, in the following modules:

 

🔥 How to Understand Your Credit Score: If you ever want to refinance debt or buy a house you are going to want to have the best score you can get, this training will teach you how your score is calculated and how to improve it without spending any money at all!


🔥 How to Negotiate the Cost of Everything: Want to buy a laptop, couch, or fridge? I will teach you how to purchase those items without paying full price. Want to lower the interest rate on your credit card?! I will teach you how to do that too. (The bundle also includes a PDF with my EXACT negotiation scripts!!!)


🔥 The Basics of Investing: Need I say more? If you want to secure you retirement you NEED to start investing now and it is A LOT easier than you think. Start with anything, I will teach you the steps to get there.


🔥 How to Not Fight With Your Partner About Money: This training will help you go from fighting and awkward conversations for finally tackling that debt together and keeping on track to save up for that house you both have always dreamed of!

Get your money shit together bundle

You can get all of these trainings in a bundle for only $97

Terms of Use

Hear Me Finance – Get Your Money Shit Together Bundle

Please read the Terms of Use for the Program carefully and in their entirety before purchasing and using the Hear Me Finance, Get Your Money Shit Together Bundle (hereinafter referred to as the “Program”). The Program and its content are owned by Judy Esber + Hear Me Finance, LLC.

  1. Definitions:

“Company”, “We”, “I”, “Our”, or “Us” means Judy Esber + Hear Me Finance, LLC.

“Participation”, “Participating”, “Using”, or “Use” means reading, implementing, trying, or otherwise engaging in the Program.

“You” or “Your” means the purchaser and person using the Program

  1. Consent:

By participating in the Program, you implicitly and voluntarily agree to act in accordance with, agree to, and abide by, these Terms of Use.

  1. DISCLAIMER:

By participating in the Program, you understand that Judy Esber is a money coach. 

This Program is for informational and educational purposes only. The information and education provided in this Program is not intended or implied to supplement or replace the professional advice of an attorney, accountant, and/or financial advisor. You should contain with a professional in those areas (financial, legal, accounting, etc.) in person with someone where you live or work to discuss issues or questions pertaining to your particular legal, financial, or business situation. 

Although we do our best to make sure all of the Program’s content is up to date and/or accurate, we do not make any representation that all the information is accurate or free of errors at all times. We do not assume any responsibility for accuracy of the Program’s information, or its safety or efficacy as it applies to you.

  1. Assumption of the Risk

You should use your best judgment in using the information provided in the Program, which is done at your own risk. It is your responsibility to discern the risk of using the Program or its content. You assume responsibility for your actions, choices, or lack thereof, related to the Program. 

  1. Intellectual Property Ownership:

The Program and its content, including, but not limited to, How to Understand Your Credit Score & Improve It, How to Negotiate the Cost of Almost Anything, The Basics of Investing and How to Not Fight With Your Partner About Money are intellectual property owned by Judy Esber + Hear Me Finance, LLC.  Any violations of this term, and all terms contained herein, will be legally pursued to the fullest extent permitted by law.

  1. Purchase & Access Terms:

You cannot distribute, copy, forward, and/or share the Program or its content with anyone else. Any violations of these Terms & Conditions will be legally pursued to the fullest extent permitted by law.

  1. No Claims Made Regarding Results:

Any and all current or past-client testimonials, statements, or examples used by us are simply that: examples. They are not guarantees that you will also experience or receive the same results. Each person and his/her circumstances are unique and nothing shall be interpreted as a guarantee that you will experience the same results as another client of ours. 

We don’t make any assurances as to any particular financial-based outcome based on the use of or participation in the Program. We are not responsible for the success or failure of your business, business decisions, income, sales, or any other result of any kind that you may have as a result of your participation in the Program.

  1. DISCLAIMER – No Warranties, Guarantees, or Representations Are Being Made:

We do not offer any representations, guarantees, or warranties, of any variety, regarding the Program in any way including, but not limited to, your future income, sales, potential, profitability, or losses derived as a result of your use of the Program. The Program is offered “AS IS” and without representations, guarantees, or warranties of any kind, including but not limited to, implied warranties of merchantability and fitness for a particular purpose, neither express nor implied, to the extent permitted by law.  We are not liable for damages of any kind related to your use of the Program.

 

  1. Your Release of Us, Indemnification, Hold Harmless:

To the fullest extent permitted by law, Hear Me Finance, LLC expressly disclaims liability for any direct, indirect, and/or consequential damages suffered by you related to your purchase or use of, or participation in, the Program, its materials, our website, or any other information obtained by you from us. By enrolling in the Program, you hereby agree to this limitation of liability and release Hear Me Finance, LLC from any and all claims.

By participating in and/or purchasing the Program, you agree to release, forgive, forever discharge, defend, indemnify, and hold harmless Hear Me Finance, LLC, our subsidiaries, employees, agents, contractors, subcontractors, shareholders, directors, officers, coaches, assignees, licensees, and affiliates from any and all claims, suits, actions, charges, demands, liabilities, damages, judgments, and/or costs, related to, or arising out of, your purchase of or participation in the Program and/or your breach of any obligation, warranty, covenant, or representation set forth in these Terms of Use. 

 

By enrolling in the Program, you agree to release us from any and all claims, and further agree to at all times defend, indemnify, and hold harmless Hear Me Finance, LLC as stated in this section herein.

  1. Our Refund Policy:

We will do everything within our ability (and within reason) to ensure your satisfaction. Due to the downloadable nature of the Program, refunds will not be issued for the Program once it is purchased. If you have any questions or concerns, or if there is anything we can do to make your experience a more pleasant one, please email the Hear Me Finance team at contact@hearmefinance.com.

  1. ARBITRATION CLAUSE:

If you have any complaint or should any issue arise in the use of the Program, please contact us directly first by emailing the Hear Me Finance team at contact@hearmefinance.com.

 

However, if we are unable to amicably resolve your dispute in that manner, you agree that you and Judy Esber + Hear Me Finance, LLC shall submit your dispute to binding arbitration with the American Arbitration Association, before an arbitrator that is mutually agreed upon, in accordance with the American Arbitration Association’s (“AAA”) rules.

By agreeing to this term, you hereby agree and understand that you’re waiving your right to a jury trial in court, which would otherwise be available to you if not for this Arbitration Clause. Should any arbitration hearing need to be held, it shall be held within 10 miles of Los Angeles, California.

If the arbitrator issues an award and a judgment is made, the judgment will be binding and will be entered in court in the State of California. The only award that can be issued to you is a refund of any payment made to Hear Me Finance, LLC for the applicable Program. You are not permitted to seek additional damages, including consequential or punitive damages.

  1. Payment + Purchase Terms

When you pay for the Program by credit card, you authorize and give permission to Hear Me Finance, LLC to charge your credit or debit card for the amount owed for payment of the Program. When you purchase the Program, your information (i.e. credit card and contact info) may be collected by the third-party merchant Stripe, who may have privacy policies or security practices that are different than ours. Judy Esber + Hear Me Finance, LLC is not responsible for the merchant’s independent policies or practices.

In the event that payment is not successfully made by the due date, you have a three (3) day grace period to make your payment of the Program. If such payment is not received, your access to and participation in the Program will not continue. If you fail to make payment within the grace period or at any other time, you are still responsible for all payments for the full cost of the Program.

 

  1. Limitation of Liability:

Hear Me Finance is not responsible or liable in any way for any and all damages you receive directly or indirectly from your participation in the Program. We do not assume liability for damages, injuries, harm, death, misuse of (or failure to properly use) the Program or its content, due to any act, or failure to act, by you. IN NO EVENT SHALL WE BE LIABLE TO YOU FOR ANY INDIRECT, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES.

  1. Severability 

The provisions of these Terms of Use shall be deemed severable, and the invalidity or unenforceability of any provision shall not affect the validity and enforceability of any other provision hereof. If any Section, subsection, sentence, or clause of these Terms of Use shall be adjudged illegal, invalid, or unenforceable, such illegality, invalidity, or unenforceability shall have no effect on the Terms of Use as a whole or on any Section, subsection, sentence, or clause hereof not expressly so adjudged.

By purchasing and/or participating in the Program you implicitly signify your agreement to all of the terms in these Terms of Use.

If you have any questions about the Terms of Use, please contact the Hear Me Finance team at contact@hearmefinance.com. Thank you.