“Traditionally, people have held a savings account at the same bank where they hold their checking account, making transfers between the two easy and quick. But with the advent of internet-only banks, as well as traditional banks that have opened their doors to customers across the country using online account opening, the competition on savings
When I first started getting my finances under control I didn’t stick to a specific budget. I cut back drastically on my spending during my no-spend year challenge and through that was able to throw a ton of money towards my debt without tracking pennies. Eventually I developed a loose budget. That budget involved using
A couple years ago I read Marie Kondo’s book, The Life Changing Magic of Tidying Up. Although I felt like the book would help me save time cleaning and creating a less stressful space in my home, I didn’t realize is how much money I would save by going through the Kon Marie Method. If
Okay, I know it may sound extreme to do a no-spend year. It was at a point when I was tired of living paycheck to paycheck and knew I could do better. I had some big financial goals and was tired of spinning my wheels. I wanted to reassess how I was spending my money
